Pricing policy

I believe that everyone needs financial literacy in the modern capitalist world. Everyone, no matter how much or how little they make, can take more control of their lives by learning more personal finance. My core commitment is that everyone should be able to learn at a rate affordable to them.

That’s why we have income-based tiered pricing to promote equity:

  • If you make $60 per hour or more, we ask that you pay Tier A pricing, our standard rate.

  • If you make $30 to $59 per hour, we ask that you pay Tier B pricing, around 33% less than standard pricing.

  • If you make $16 to $30 per hour, we ask that you pay Tier C pricing, around 50% less than standard pricing.

  • If you make $15 per hour or less, we ask that you pay Tier D pricing, around 67% less than standard pricing.

This Pricing Policy allows anyone to come to our courses, regardless of income. Side benefit: more diverse + interesting cohorts and communities.

Our pricing policy means that you’ll immediately see the benefits

  • Tier A and B graduates report saving $600-$2000 more per month.

  • Tier C and D graduates report saving $100-$400 more per month.

That means the payback period on the course is about a month. Then you’ll continue to save and reap the benefits from then on.

Starting in Fall 2024, I’ve started offering full refunds for anyone who registers, pays for, and finishes the course. I had offered the course for free to friends before and they promised to finish, but didn’t. People need skin in the game. The tuition is simply your accountability to do the work. If you finish, you’ll get all the benefits of the course and I’ll offer you money back.

There are no refunds if you sign up for the course and, for any reason, do not finish. The goal is to make you finish.

read and listen in

You can read the SOFF newsletter Money and Money on Substack. Additionally, you can listen to the SOFF podcast, which features past students explaining their favorite lesson and what it’s meant to them years after the course. There you’ll get a good taste of what you’ll learn in FF1 and the fellow students you’ll meet in the course.